How can a net banking app help you transfer funds easily?
With more and more people using smartphones, the digital-banking adoption is increasing, and India is going to experience the biggest boom in the next five years. The online banking helps customers perform simple transactions such as checking account balances, getting notifications, and accessing information in less time than they would take by visiting the bank. Moreover, you can do digital banking anytime, for it is available 24/7. For instance, you can shop online and make online fund transfer and payments using various IDFC FIRST Bank digital payment methods online.
Mobile devices are largely used by people to search for products, read reviews and buy the ones you like. The e-commerce websites help you look for your desired product by accessing the inventory of a particular store, read the description of a product, compare the prices and place an order. You can conduct any number of transactions on your mobile and make payments securely. How does an ebanking app from IDFC FIRST Bank ensure safe and secured shopping?
Payment through UPI
With a mobile IDFC FIRST Bank app, online banking is made easy, for you can pay instantly for any transactions through a UPI payment app. All you need to do is to choose your product on the e-commerce portal and then, select ‘Pay by UPI’ on the payment page. After that, choose the virtual payment address, review the details and ensure that they are correct. Finally, confirm the payment.
Payment using Easy Buy Card
When it comes to IDFC FIRST Bank, it helps you shop easily either online or offline through Easy Buy Card. This helps you choose to pay through cardless EMI option using the card limit. For this, you can choose the product you want to buy at the merchants’ websites partnered with the bank, select the ‘Cardless EMI’ option and the EMI plan and complete it by entering the OTP received on your mobile.
Payment using a Bharat QR
When you pay online using Bharat QR on the IDFC FIRST Bank mobile banking app, it is safe. All you need is to scan & pay and it is the quickest and easiest payment method. Bharat QR code is a two-dimensional barcode information that you need to make payment to that merchant through your card.
The Bharat QR Code payments includes VISA, MasterCard, RuPay, and American Express cards issued by any bank such as IDFC FIRST Bank. Some benefits of using this payment method are:
- Quick Pay
- Online Recharge
- Prompt Reminders
- Instant Confirmations
Payment through net banking
The IDFC FIRST Bank banking app allows you to shop online on any e-commerce websites without any hindrance by offering you numerous payment options. The net banking facility on the bank to bank money transfer app allows you to pay using NEFT or IMPS. All you have to do is to:
- Visit the e-commerce merchant website
- Choose the product category and the item you want to buy
- Click on the ‘Pay now’ tab, which will take you to a number of payment options
- Select ‘Net banking’ and the bank, to redirect you to the bank’s webpage
- Enter your login details and then the transaction ID and OTP, which will be generated and sent to your mobile phone
- Once entered, confirm the transaction. It helps you pay for your purchases safely and securely
You can now have a seamless online shopping experience using the IDFC FIRST Bank mobile banking app.
